The future of payment is upon us!

Teaching for the first time, the famous Andrew Carnegie formula for money-making based upon the;

THIRTEEN PROVEN STEPS TO RICHES

  • This book could be worth a million dollars to you
  • The starting point of all success
  • A great steamship magnate
  • There are no limitations
  • The door to the temple of wisdom

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Intelligent, successful, attractive people can be intimidating. They force us to hold a mirror to ourselves; we can be disappointed, jealous or inspired toward personal growth.

Ian K. Smith